Mobile Payment · Bus-Proven

Palm Vein Payment Terminal — HF-MP50

The HF-MP50 is a handheld palm vein payment terminal that turns a raised palm into the ticket, the membership card and the wallet — Android-based, PSAM-secured, with dual-SIM 4G, Wi-Fi and GPS, proven in live bus transit deployment and scaling from a single shop to 5,000,000 cloud users.

HF-MP50 palm vein payment terminal — https://hfsecurity.cn
HF-MP50 — Mobile Payment · Bus-Proven
5.5"Android handheld
0.5–5MLocal → cloud users
PSAMSecurity slot
4G+GPSDual SIM, live transit
Factory direct · since 2005Free SDK & APIOEM / ODM welcomeSample & bulk ordersReply within 1 business day
Why HF-MP50

The Wallet, Ticket and Badge in One Raised Palm

From a single shop to five million users — the same handheld, the same platform.

One Device: Enroll, Verify, Charge

Enrollment, attendance and checkout run on the same handheld — a conductor, cashier or field agent carries one terminal instead of three.

Local or Cloud — From One Shop to 5 Million Users

Small merchants run fully offline; chains and transit operators scale the same platform to 500,000 – 5,000,000 users in the cloud.

Payment-Grade Security

PSAM security slot, NFC dual-factor authentication, dual-SIM dual-standby and GPS — the configuration transit operators require before a device ever boards a bus.

Beats Cards and QR in Real Conditions

No phone battery to die, no card to lose, no glove to remove; liveness blocks spoofing, and oily, dry or worn skin still reads on the first approach.

Open Integration

Free SDK and API connect to existing POS, membership and attendance platforms — Android-native development, no proprietary lock-in.

Feature Set

Every Function, Itemised

Five functional groups — the complete capability list behind the handheld.

🖐Biometric Engine

Palm vein and palm print captured in one approach

  • Dual modality — palm vein and palm print read in a single touchless scan
  • AI image processing — image quality checked at capture, not after submission
  • Blood-flow liveness — photographs, screens and replicas are rejected
  • No sensor contact — oily, dry or worn skin still reads on the first approach

🔐Payment & Security

Built for money, not only for access

  • PSAM security slot — payment keys protected in hardware, not in software alone
  • NFC dual-factor — palm plus card or phone for high-value transactions
  • Encrypted templates — identity stored and transmitted in encrypted form
  • Full transaction log — every record stamped with time, terminal and location

📡Connectivity

Online everywhere, fully offline when it matters

  • Cellular WAN — 3G / 4G / GPRS for vehicles and field agents
  • Wi-Fi — for fixed counters, offices and campus networks
  • GPS — location-tagged transactions and field auditing
  • Dual-SIM dual-standby — the terminal stays on the live network

⚙️Deployment Flexibility

One shop or five million users, same device

  • Local standalone — full operation with no network connection at all
  • Cloud platform — scales from 500,000 to 5,000,000 enrolled users
  • Handheld or vehicle-mounted — both configurations from one model
  • 5.5″ Android touchscreen — operators learn it in minutes

🧩Software & Integration

Fits the platform you already run

  • Free SDK and API — POS, membership and attendance integration
  • Android-native — sample code and English documentation included
  • Remote management — enrolment, template updates and device monitoring
  • OEM / ODM — branding, configuration and enclosure options

📋Full Specification Sheet

Dimensions, certifications, interfaces and SDK detail for tender documents.

Download the Datasheet →
Technical Data

HF-MP50 Specifications

Complete technical parameters for tender documents and system design.

ItemHF-MP50
Biometric modalityPalm vein + palm print, AI image processing, liveness detection
Display5.5" touchscreen
OSAndroid
Payment securityPSAM slot ×1 · NFC dual-factor
Connectivity3G/4G/GPRS · Wi-Fi · GPS · dual-SIM dual-standby
DeploymentLocal standalone or cloud (500,000 – 5,000,000 users)
IntegrationFree SDK / API for POS, attendance and membership platforms
Proven deploymentVehicle-mounted payment in live transit projects
Scenario Solutions

Twelve Places the HF-MP50 Pays for Itself

Payment and verification on the move — each scenario with the problem, the configuration and the commercial result.

An operator or seated passenger holding an open palm over the vehicle-mounted HF-MP50 terminal at a bus fare gate
🚌

Transit & Bus Fare

Vehicle-mounted

ChallengeCash and paper tickets slow every boarding, and stored-value cards need topping up before the trip.

With the MP50A vehicle-mounted HF-MP50 verifies the rider by palm — the fare settles against the enrolled account, online or completely offline.

ResultFaster boarding, no cash handling, and a verified rider identity recorded for every trip.

A cashier counter with the HF-MP50 beside the POS; a shopper paying with a raised palm, basket on the belt
🏪

Retail & Supermarkets

Counter checkout

ChallengeCard terminals, QR codes and cash all add seconds to every customer at peak hours.

With the MP50One counter terminal where the palm is the payment credential, backed by PSAM-protected keys and NFC dual-factor for larger baskets.

ResultShorter queues, lower transaction cost, and no card readers to maintain at each till.

A student paying for a canteen tray with the palm on an HF-MP50 mounted at the serving counter
🎓

Campus & Canteens

Campus-wide

ChallengeStudents carry meal cards, door cards and library cards — all of which get lost, borrowed or shared.

With the MP50One palm used for canteen payment, attendance and door access, all enrolled and managed on the same platform.

ResultCard issuance and replacement costs disappear, and identity sharing becomes impossible.

A delivery agent on a doorstep holding the HF-MP50 in one hand while a customer verifies with the other palm
🚚

Field Service & Delivery

Mobile

ChallengeField agents collect payment on site with no reliable way to confirm who is paying.

With the MP50Handheld verification with GPS-stamped transactions; records sync over 4G or Wi-Fi once coverage returns.

ResultVerified collection in the field, a complete audit trail, and far fewer disputes.

A clinic reception desk where a patient identifies with palm vein while a pharmacist dispenses at the counter behind
🏥

Clinics & Pharmacies

Hygienic

ChallengeCash handling and shared card terminals are a hygiene problem in clinical environments.

With the MP50Contactless palm verification covers payment and patient identity in the same terminal, with no surface to sanitise between users.

ResultNo-touch checkout, faster patient flow, and fewer identity mix-ups at the counter.

A rural agent banking kiosk: an agent holding the HF-MP50 for a customer making a cash deposit
🧾

Agent Banking

KYC-grade

ChallengeBank cards are rare and cash agents cannot verify identity reliably at the point of service.

With the MP50KYC-grade palm verification for deposits, withdrawals and account-opening support, logged with time and location.

ResultRegulator-friendly records in markets where card infrastructure does not exist.

A welfare distribution point where a beneficiary verifies with palm vein to collect a subsidy ration
🎫

Welfare & Subsidy Distribution

Government

ChallengeSubsidy delivery is undermined by duplicate and ghost beneficiaries on paper lists.

With the MP50Beneficiary identity verified by palm at the point of distribution, with every claim logged and GPS-stamped.

ResultEntitlements reach the intended person, and duplicate claims become detectable.

A stadium turnstile with an HF-MP50 palm reader; a spectator entering with a raised palm and a ticket in hand
🏟️

Stadiums & Events

Ticketing

ChallengePrinted tickets are counterfeited and resold, and entry queues build up fast before kick-off.

With the MP50Palm-bound tickets verified at the gate in under a second, tied to the ticket the holder actually bought.

ResultNo counterfeit entry, faster gate throughput, and no ticket media to produce.

A fuel station forecourt where a driver confirms a fuel purchase with a handheld HF-MP50 held by the attendant
⛽

Fuel & Fleet

Forecourt

ChallengeFleet fuel cards are shared, lost or cloned, and the driver at the pump cannot be verified.

With the MP50Palm verification at the pump, linked to the vehicle record and the authorised driver list.

ResultFuel spend bound to a verified person, with a per-driver audit trail for reconciliation.

A gym reception turnstile; a member in workout clothes entering by palm verification on the HF-MP50
🏋️

Gyms & Membership Clubs

Membership

ChallengeMembers forget their cards and pass them to friends; access and billing run on separate systems.

With the MP50One palm for entry, membership billing and locker assignment on a single platform.

ResultNo card issuance, no membership sharing, and one system for both access and payment.

Rollout Path

From First Terminal to National Fleet

A deployment path already proven in live transit operations — the same handheld at every stage.

Phase 01

Pilot

A limited fleet or a single store. Device configuration, PSAM key setup, network testing and operator familiarisation — before any wide commitment.

Phase 02

Scale

Cloud enrolment, bulk registration and regional rollout across hundreds of terminals, with users and templates managed centrally.

Phase 03

Operate

Daily reconciliation, remote template and firmware updates, and SDK-level integration with your existing fare, POS or membership platform.

In production today: vehicle-mounted HF-MP50 terminals are collecting fares in live transit operations.

FAQ

HF-MP50 — Frequently Asked Questions

What is a palm vein payment terminal?
A payment terminal that verifies the payer by the vein pattern inside the palm instead of a card, phone or PIN — the identity itself authorises the transaction, and liveness detection blocks photos or replicas.
How many users can the MP50 handle?
A single terminal runs standalone for small merchants; the same platform scales in the cloud to 500,000 – 5,000,000 enrolled users for chains and transit operators.
Is it secure enough for payments?
Yes — PSAM security slot, NFC dual-factor authentication and encrypted biometric templates; the configuration has passed live vehicle-mounted deployment in transit projects.
Does it work without network coverage?
Yes, local deployment runs offline; records sync over 4G or Wi-Fi when coverage returns.
Can it integrate with our existing POS?
Yes. A free SDK and API cover POS, membership and attendance integration on Android — no proprietary lock-in.
Can the MP50 be mounted in a vehicle?
Yes. One model serves both handheld and vehicle-mounted configurations, and vehicle installation is the configuration already proven in live transit fare collection.
What is the PSAM slot for?
PSAM stands for Payment Secure Access Module. It holds hardware-protected security keys, so payment credentials and transaction authorisation are safeguarded at the device level rather than in software alone — the configuration transit and finance operators ask for before approving a terminal.
Request Pricing · Evaluation Units · OEM / ODM

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